Take Profit Trader vs Topstep: real cost and rules compared At $50K,
side by side.
At $50K, real cost (the fee × 3 plus activation) comes to $640 for Take Profit Trader’s PRO and $296 for Topstep’s Trading Combine. Take Profit Trader suits you if a lower activation fee matters ($130 against $149) or you want a higher contract limit (6 minis against 5 minis); Topstep suits you if the lower cost to get funded at $50K matters most ($296 against $640) or a higher profit split matters (90% against 80%).
Data checked: Take Profit Trader 5 Oct 2026 · Topstep 1 Oct 2026
No firm pays to be here. No affiliate links, no commissions, no paid placement.
What you’d spend to get funded$50K
Fee × 3 (or 3 months) + activation · $344 less at Topstep
What you’d spend to get funded
Real cost is what it takes to get funded at the published prices: the evaluation fee × 3 (3 attempts, or 3 months on a monthly plan) plus the activation fee charged when you pass. Sales and discount codes aren’t counted. A “+” means the activation fee isn’t on record, so the figure is a floor.
| Account size | Take Profit Trader | Topstep | Lower |
|---|---|---|---|
| $50K | $640PRO · $170 a month × 3, + $130 | $296Trading Combine · $49 a month × 3, + $149 | Topstep, $344 less |
| $100K | $1,120PRO · $330 a month × 3, + $130 | $446Trading Combine · $99 a month × 3, + $149 | Topstep, $674 less |
| $150K | $1,210PRO · $360 a month × 3, + $130 | $746Trading Combine · $199 a month × 3, + $149 | Topstep, $464 less |
At $50K: Take Profit Trader’s PRO comes to $640 ($170 a month × 3 + $130 activation); Topstep’s Trading Combine comes to $296 ($49 a month × 3 + $149 activation).
Topstep costs less to get funded at every size both have on record: $50K, $100K and $150K.
Both bill the evaluation monthly, so each figure is three months of fees.
Only one firm has some sizes on record: Take Profit Trader has $25K and $75K.
Take Profit Trader vs Topstep, row by row
Each firm’s cheapest evaluation at $50K, where both have a fee on record, then the firm itself. A row goes to the side that is cheaper, looser or pays more. Each rule is as our catalog stores it, one per plan rather than one per stage, and a dash means it isn’t held as a figure in our data yet.
| Row | Take Profit Trader | Topstep | Goes to |
|---|---|---|---|
| Plan compared | PRO, $50K | Trading Combine, $50K | For reference |
| Evaluation fee | $170 a month | $49 a month | Topstep |
| Activation fee | $130 | $149 | Take Profit Trader |
| Real cost (fee × 3 + activation) | $640 | $296 | Topstep |
| Profit target | $3,000 | $3,000 | Level |
| Max loss | $2,000 | $2,000 | Level |
| Target ÷ loss | 1.50× | 1.50× | Level |
| Drawdown | End-of-day trailing | End-of-day trailing | Level |
| Daily loss limit | None | None | Level |
| Consistency rule | Best day ≤ 50% | Best day ≤ 55% | Topstep |
| Minimum trading days | 3 trading days | 2 trading days | Topstep |
| News trading | Allowed | Allowed | Level |
| Overnight holding | Flat by the close | Flat by the close | Level |
| Profit split | 80% | 90% | Topstep |
| Max contracts | 6 minis | 5 minis | Take Profit Trader |
| Minimum payout | — not on record | $125 | Not on record |
| Payout terms | Daily (day one) | Every 5 winning days of $150+ (Consistency path: every 3 trading days) | For reference |
| Account sizes on record | $25K to $150K | $50K to $150K | For reference |
| Plans on record | PRO | Trading Combine | For reference |
| Founded | 2021 | 2012 | Topstep |
| Trustpilot | 4.4 from 9,250 reviews | 3.5 from 14,000 reviews | Take Profit Trader |
| Data checked | 5 Oct 2026 | 1 Oct 2026 | For reference |
The drawdown difference
Both plans compared use an end-of-day trailing drawdown: the max loss moves up only when a trading day closes at a new high, so an open profit you give back before the close doesn’t raise it. The difference between them is in the figures, not the kind. Our catalog stores one drawdown and one daily loss limit per plan, not one per stage, so check whether they change on Take Profit Trader’s PRO or Topstep’s Trading Combine once you’re funded.
At $50K, Take Profit Trader allows $2,000 of loss against a $3,000 profit target (1.50×); Topstep allows $2,000 of loss against a $3,000 profit target (1.50×).
Neither plan adds a daily loss limit on top of the max loss.
Where each comes out ahead
Row by row from the table above: cheaper, looser or paying more. A row only goes to a firm when both figures are on record and compare like for like.
Where Take Profit Trader comes out ahead
- Activation fee: $130 against $149
- Max contracts: 6 minis against 5 minis
- Trustpilot rating: 4.4 from 9,250 reviews against 3.5 from 14,000 reviews
Where Topstep comes out ahead
- Evaluation fee: $49 a month against $170 a month
- Real cost: $296 against $640
- Consistency rule: Best day ≤ 55% against Best day ≤ 50%
- Minimum trading days: 2 trading days against 3 trading days
- Profit split: 90% against 80%
- Founding year: 2012 against 2021
Level on profit target, max loss, target ÷ loss, drawdown, daily loss limit, news trading and overnight holding.
Not on record for one or both, so not called: minimum payout.
Which one suits you
Conditions, not a pick: which firm fits depends on what you trade and what you’d rather pay for.
If cost decides it, Topstep costs less to get funded at $50K: $296 against $640, and at every other size both have on record.
If the rules decide it, Take Profit Trader is looser on max contracts, and Topstep is looser on consistency rule and minimum trading days, as our catalog stores them: one rule per plan, not one per stage.
If payouts decide it, Topstep has the higher profit split (90% against 80%).
Before you buy, check what isn’t on record here: Take Profit Trader’s minimum payout. A dash on this page means it isn’t held as a figure in our data yet; the plan notes below may give it.
Every plan we have on record
The tables above compare one plan from each firm. These are all of them, as our catalog holds them; a dash means a figure isn’t held in our data yet, though our notes below the table may give it in words.
| Firm and plan | Type | Drawdown | Billed | Sizes and fees | Activation | Consistency | Split | Payout terms |
|---|---|---|---|---|---|---|---|---|
| Take Profit TraderPRO | Evaluation | End-of-day trailing | Monthly | $25K $150/mo · $50K $170/mo · $75K $245/mo · $100K $330/mo · $150K $360/mo | $130 | Best day ≤ 50% | 80% | Daily (day one) |
| TopstepTrading Combine | Evaluation | End-of-day trailing | Monthly | $50K $49/mo · $100K $99/mo · $150K $199/mo | $149 | Best day ≤ 55% | 90% | Every 5 winning days of $150+ (Consistency path: every 3 trading days) |
- Our note on Take Profit Trader, PRO
- 50% consistency rule in the Test only. End-of-day trailing drawdown in the Test and PRO+; intraday trailing in PRO. PRO and PRO+ must be flat one minute before, during and after major news. Positions flat by 5pm ET.
- Our note on Topstep, Trading Combine
- Maximum Loss Limit trails your end-of-day balance and is enforced in real time, including unrealized P&L. No daily loss limit unless you add one at checkout ($1,000 / $2,000 / $3,000 by size); once added it is fixed. Your best day must stay at or below 55% of the profit target, or the target rises. All positions must be closed by 3:10 PM CT. Each payout request is capped at 50% of the balance, up to $2,000 / $3,000 / $5,000 by size on the Standard path. A No Activation Fee path costs $95 / $149 / $229 a month and charges nothing when you pass. The Scaling Plan applies once you pass, in the Express Funded Account.
Take Profit Trader vs Topstep: questions
- Is Take Profit Trader cheaper than Topstep?
- At $50K, Take Profit Trader’s PRO costs $640 in real cost ($170 a month × 3 + $130 activation) and Topstep’s Trading Combine costs $296 ($49 a month × 3 + $149 activation). Topstep costs $344 less to get funded on that formula.
- How do Take Profit Trader and Topstep differ on drawdown?
- They don’t differ in kind: both plans compared use an end-of-day trailing drawdown. Take Profit Trader allows $2,000 of loss against a $3,000 profit target (1.50×) at $50K; Topstep allows $2,000 of loss against a $3,000 profit target (1.50×). Our catalog stores one rule per plan, not one per stage, so check whether either plan’s drawdown changes once you’re funded.
- Do Take Profit Trader and Topstep have a daily loss limit?
- Take Profit Trader’s PRO has none, and Topstep’s Trading Combine has none. A daily loss limit stops the account, or the day, after one bad session, even when the max loss still has room. Our catalog stores one rule per plan, not one per stage, so check whether either plan’s limit changes once you’re funded.
- Do Take Profit Trader and Topstep have a consistency rule?
- Take Profit Trader’s PRO caps your best day at 50% of total profit, and Topstep’s Trading Combine caps your best day at 55% of total profit. Our catalog stores one rule per plan, not one per stage, so check whether it changes once you’re funded.
- Which pays the higher profit split, Take Profit Trader or Topstep?
- Topstep’s Trading Combine pays 90% of what you make, against 80% at Take Profit Trader.
- Do Take Profit Trader or Topstep charge an activation fee?
- Take Profit Trader’s PRO charges $130 when you pass, and Topstep’s Trading Combine charges $149 when you pass. It’s counted once in real cost, on top of the three attempts.
- How current is this Take Profit Trader vs Topstep comparison?
- Take Profit Trader’s figures were last checked on 5 Oct 2026, and Topstep’s on 1 Oct 2026. The page is rebuilt from our catalog every day, and a figure we don’t have shows as a dash, never a guess.