MyFundedFutures vs Topstep: real cost and rules compared At $50K,
side by side.
At $50K, real cost (the fee × 3 plus activation) comes to $627 for MyFundedFutures’ Rapid and $296 for Topstep’s Trading Combine. MyFundedFutures suits you if you’d rather pay once per attempt than every month or you’d rather pay no activation fee when you pass; Topstep suits you if the lower cost to get funded at $50K matters most ($296 against $627) or a smaller first payment matters ($49 a month against $209 once).
Data checked: MyFundedFutures 30 Sep 2026 · Topstep 1 Oct 2026
No firm pays to be here. No affiliate links, no commissions, no paid placement.
What you’d spend to get funded$50K
Fee × 3 (or 3 months) + activation · $331 less at Topstep
What you’d spend to get funded
Real cost is what it takes to get funded at the published prices: the evaluation fee × 3 (3 attempts, or 3 months on a monthly plan) plus the activation fee charged when you pass. Sales and discount codes aren’t counted. A “+” means the activation fee isn’t on record, so the figure is a floor.
| Account size | MyFundedFutures | Topstep | Lower |
|---|---|---|---|
| $50K | $627Rapid · $209 × 3, no activation fee | $296Trading Combine · $49 a month × 3, + $149 | Topstep, $331 less |
| $100K | $1,068Rapid · $356 × 3, no activation fee | $446Trading Combine · $99 a month × 3, + $149 | Topstep, $622 less |
| $150K | $1,389Rapid · $463 × 3, no activation fee | $746Trading Combine · $199 a month × 3, + $149 | Topstep, $643 less |
At $50K: MyFundedFutures’ Rapid comes to $627 ($209 × 3, no activation fee); Topstep’s Trading Combine comes to $296 ($49 a month × 3 + $149 activation).
Topstep costs less to get funded at every size both have on record: $50K, $100K and $150K.
Topstep bills its evaluation monthly, so its three attempts are three months; MyFundedFutures charges once per attempt.
Only one firm has some sizes on record: MyFundedFutures has $25K.
MyFundedFutures vs Topstep, row by row
Each firm’s cheapest evaluation at $50K, where both have a fee on record, then the firm itself. A row goes to the side that is cheaper, looser or pays more. Each rule is as our catalog stores it, one per plan rather than one per stage, and a dash means it isn’t held as a figure in our data yet.
| Row | MyFundedFutures | Topstep | Goes to |
|---|---|---|---|
| Plan compared | Rapid, $50K | Trading Combine, $50K | For reference |
| Evaluation fee | $209 once | $49 a month | Monthly vs one-time |
| Activation fee | None | $149 | MyFundedFutures |
| Real cost (fee × 3 + activation) | $627 | $296 | Topstep |
| Profit target | $3,000 | $3,000 | Level |
| Max loss | $2,000 | $2,000 | Level |
| Target ÷ loss | 1.50× | 1.50× | Level |
| Drawdown | End-of-day trailing | End-of-day trailing | Level |
| Daily loss limit | None | None | Level |
| Consistency rule | Best day ≤ 50% | Best day ≤ 55% | Topstep |
| Minimum trading days | 2 trading days | 2 trading days | Level |
| News trading | Not allowed | Allowed | Topstep |
| Overnight holding | — not on record | Flat by the close | Not on record |
| Profit split | 90% | 90% | Level |
| Max contracts | — not on record | 5 minis | Not on record |
| Minimum payout | — not on record | $125 | Not on record |
| Payout terms | Daily - every 24 hours | Every 5 winning days of $150+ (Consistency path: every 3 trading days) | For reference |
| Account sizes on record | $25K to $150K | $50K to $150K | For reference |
| Plans on record | Rapid; Pro | Trading Combine | For reference |
| Founded | 2023 | 2012 | Topstep |
| Trustpilot | 4.9 from 18,000 reviews | 3.5 from 14,000 reviews | MyFundedFutures |
| Data checked | 30 Sep 2026 | 1 Oct 2026 | For reference |
The drawdown difference
Both plans compared use an end-of-day trailing drawdown: the max loss moves up only when a trading day closes at a new high, so an open profit you give back before the close doesn’t raise it. The difference between them is in the figures, not the kind. Our catalog stores one drawdown and one daily loss limit per plan, not one per stage, so check whether they change on MyFundedFutures’ Rapid or Topstep’s Trading Combine once you’re funded.
At $50K, MyFundedFutures allows $2,000 of loss against a $3,000 profit target (1.50×); Topstep allows $2,000 of loss against a $3,000 profit target (1.50×).
Neither plan adds a daily loss limit on top of the max loss.
Where each comes out ahead
Row by row from the table above: cheaper, looser or paying more. A row only goes to a firm when both figures are on record and compare like for like.
Where MyFundedFutures comes out ahead
- Activation fee: None against $149
- Trustpilot rating: 4.9 from 18,000 reviews against 3.5 from 14,000 reviews
Where Topstep comes out ahead
- Real cost: $296 against $627
- Consistency rule: Best day ≤ 55% against Best day ≤ 50%
- News trading: Allowed against Not allowed
- Founding year: 2012 against 2023
Level on profit target, max loss, target ÷ loss, drawdown, daily loss limit, minimum trading days and profit split.
Not called: evaluation fee (monthly vs one-time).
Not on record for one or both, so not called: overnight holding, max contracts and minimum payout.
Which one suits you
Conditions, not a pick: which firm fits depends on what you trade and what you’d rather pay for.
If cost decides it, Topstep costs less to get funded at $50K: $296 against $627, and at every other size both have on record.
If the rules decide it, Topstep is looser on consistency rule and news trading, as our catalog stores them: one rule per plan, not one per stage.
Before you buy, check what isn’t on record here: MyFundedFutures’ overnight holding, max contracts and minimum payout. A dash on this page means it isn’t held as a figure in our data yet; the plan notes below may give it.
Every plan we have on record
The tables above compare one plan from each firm. These are all of them, as our catalog holds them; a dash means a figure isn’t held in our data yet, though our notes below the table may give it in words.
| Firm and plan | Type | Drawdown | Billed | Sizes and fees | Activation | Consistency | Split | Payout terms |
|---|---|---|---|---|---|---|---|---|
| MyFundedFuturesRapid | Evaluation | End-of-day trailing | One-time | $25K $145 · $50K $209 · $100K $356 · $150K $463 | None | Best day ≤ 50% | 90% | Daily - every 24 hours |
| MyFundedFuturesPro | Evaluation | End-of-day trailing | One-time | $50K $265 · $100K $401 · $150K $557 | None | Best day ≤ 50% | 80% | Every 14 calendar days from your first trade |
| TopstepTrading Combine | Evaluation | End-of-day trailing | Monthly | $50K $49/mo · $100K $99/mo · $150K $199/mo | $149 | Best day ≤ 55% | 90% | Every 5 winning days of $150+ (Consistency path: every 3 trading days) |
- Our note on MyFundedFutures, Rapid
- Evaluation: EOD max loss, 50% consistency (eval only), min 2 days, no daily loss limit. Sim funded: intraday trailing max loss ($1,000 / $2,000 / $3,000 / $4,500 by size) that locks at +$100, no consistency rule, daily payouts once the buffer is cleared, $500 minimum, 90/10 split. One-time payment for purchases from Aug 25, 2026.
- Our note on MyFundedFutures, Pro
- 50% consistency rule in the evaluation only (none once sim funded). EOD trailing drawdown, no daily loss limit, min 2 days. Payouts every 14 calendar days from the first trade once the buffer is cleared, $1,000 minimum, up to $100,000 per payout; live review after 3 consecutive payouts. One-time payment for purchases from Aug 25, 2026.
- Our note on Topstep, Trading Combine
- Maximum Loss Limit trails your end-of-day balance and is enforced in real time, including unrealized P&L. No daily loss limit unless you add one at checkout ($1,000 / $2,000 / $3,000 by size); once added it is fixed. Your best day must stay at or below 55% of the profit target, or the target rises. All positions must be closed by 3:10 PM CT. Each payout request is capped at 50% of the balance, up to $2,000 / $3,000 / $5,000 by size on the Standard path. A No Activation Fee path costs $95 / $149 / $229 a month and charges nothing when you pass. The Scaling Plan applies once you pass, in the Express Funded Account.
MyFundedFutures vs Topstep: questions
- Is MyFundedFutures cheaper than Topstep?
- At $50K, MyFundedFutures’ Rapid costs $627 in real cost ($209 × 3, no activation fee) and Topstep’s Trading Combine costs $296 ($49 a month × 3 + $149 activation). Topstep costs $331 less to get funded on that formula.
- How do MyFundedFutures and Topstep differ on drawdown?
- They don’t differ in kind: both plans compared use an end-of-day trailing drawdown. MyFundedFutures allows $2,000 of loss against a $3,000 profit target (1.50×) at $50K; Topstep allows $2,000 of loss against a $3,000 profit target (1.50×). Our catalog stores one rule per plan, not one per stage, so check whether either plan’s drawdown changes once you’re funded.
- Do MyFundedFutures and Topstep have a daily loss limit?
- MyFundedFutures’ Rapid has none, and Topstep’s Trading Combine has none. A daily loss limit stops the account, or the day, after one bad session, even when the max loss still has room. Our catalog stores one rule per plan, not one per stage, so check whether either plan’s limit changes once you’re funded.
- Do MyFundedFutures and Topstep have a consistency rule?
- MyFundedFutures’ Rapid caps your best day at 50% of total profit, and Topstep’s Trading Combine caps your best day at 55% of total profit. Our catalog stores one rule per plan, not one per stage, so check whether it changes once you’re funded.
- Which pays the higher profit split, MyFundedFutures or Topstep?
- Both plans compared pay 90% of what you make.
- Do MyFundedFutures or Topstep charge an activation fee?
- MyFundedFutures’ Rapid charges no activation fee, and Topstep’s Trading Combine charges $149 when you pass. It’s counted once in real cost, on top of the three attempts.
- How current is this MyFundedFutures vs Topstep comparison?
- MyFundedFutures’ figures were last checked on 30 Sep 2026, and Topstep’s on 1 Oct 2026. The page is rebuilt from our catalog every day, and a figure we don’t have shows as a dash, never a guess.